YOUR 2ND HOME IS TO ENJOY: WITH INSURANCE COVERAGE THERE ARE NO DISLIKES

The Financial Study of families tells us that 30% of Spanish households have another real estate possession besides their first home. Likewise, 14% of families declare spending money on insurance associated with second houses other than the main one. From which it can be concluded that, most likely, much of those who have a 2nd house tend to guarantee it.

It is true that we use the first house more than the second, by meaning. This indicates that particular risks can accompany greater likelihood in the one that is ours practically throughout the year than the one that is throughout the time (constantly scarce) that we are resting. Nevertheless, there are threats that are not impacted by this difference and, in fact, there are even some that are intensified by the reality that we do not utilize the house. Among the latter, we ought to most likely mention the risk of theft and those linked to climatic phenomena as the primary ones.

Why purchase insurance for your 2nd home?

All the statistics on break-ins in insured homes clearly point to the reality that, although, and not remarkably, the environment where the most thefts occur is the biggest cities, the one in which thefts are more likely in relation to the variety of homes there is a town of in between 8,000 and 12,000 occupants. This is the normal size of the places with the greatest probability of break-in, a probability that normally increases rather, in addition, if the population has many villas. The thieves understand that these developments are usually empty and, for that reason, they take a look at them.

With regard to climatic phenomena, there are 2nd houses that, due to the area in which they are located (for instance, a mountain area), are exposed to climate conditions that are most likely to cause damage.

When it comes to the 2nd home, in addition, an additional issue with the damage might occur from the fact that, given that they are not constantly used houses, the repercussions of an accident can be exacerbated due to the fact that the owner has actually not understood the issue and it has not had the ability to take prompt action to mitigate the situation.

The main thing we ask of our villa is that they respond to us from the first day of our hard-earned vacations. No one wishes to invest their leisure time negotiating with bricklayers, glaziers, locksmith professionals, or appliance repairers. To make our second house a place to take pleasure in, one of the very best decisions we can make is to acquire second home insurance. We will live more unwinded and, in addition, we will have those vacations that we deserve.